FINTech Legal Services


The world is waking up to the dawn of a new age of financial service solutions, which bring powerful financial tools right into the palm of your hand using innovative Financial Technology solutions, or “FINTech”.

This industry is extremely disruptive, with massive potential for growth and development, resulting in this sector being simultaneously one of the most regulated and under-regulated in South Africa.

With great power comes great responsibility – when you offer FINTech services in South Africa, you will be subject to an abundance of laws and regulations governing your operations in this sector, to ensure that your users’ money is safe at all times, and being used as it should be.

Legalese understands this legal minefield in the South African FINtech sector, and offers fintech legal services where we can assist you from start to finish in ensuring that your FINTech offering is operating lawfully in South Africa. Partnering with a trusted FINTech law firm like Legalese is the safest and easiest way to navigate this minefield with confidence.

Whether you’re offering payment service solutions, building a digital wallet application, or wanting to launch a new savings or investment platform in South Africa, we know the intricate FINTech laws, the applicable technologies and your savvy customers.

Our FINTech law firm can analyse applicable laws with you, educate you about those laws, draft all of the required customer and investor agreements and terms needed, confirm the legal status of the FINTech service you’re providing, and even engage with regulators on your behalf for the purposes of licensing.

Get the FINTech Full-Service Offering assistance you need in this dynamic, powerful and prescriptive industry, where any unlawful operation can lead to extreme sanctions.

What our FINTech legal services can offer you:

1.

APPLICABLE LAWS

We analyse your whole operation to detail all of the legal regimes applicable to these highly regulated services in SA, creating a clear and predictable path of compliance for your FINTech service.

2.

FINTECH AGREEMENTS

We can draft the full range of Terms and Conditions applicable to the provision of your FINTech services, whether for your users, API partners, or investors.

3.

ENGAGE REGULATORS

We can assist you in identifying and engaging with the correct regulator governing your particular service, from SARB to PASA and everyone in between! This is to ensure that you have the appropriate licenses / approvals to lawfully commence with your FINTech services as envisaged.

4.

FINTECH LANDSCAPE

We provide you with the most up to date understanding of the current FINTech-relevant laws in SA, which is especially vital as FINTech laws are ever changing and growing and have such importance for your lawful FINTech operations.

Price list

SERVICE

PRICE*

Combined Website Policy (POPI Standard)

R8 510.00

Combined Website Policy (GDPR Standard)

R9 340.00

Stand-Alone Privacy Policy (POPI Standard)

R5 910.00

Stand-Alone Privacy Policy (GDPR Standard)

R6 850.00

Legal Roadmapping

R1,620.00 per hour

Research & Note on FINTech Service / Product Regulation

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