FINTech Services

The world is waking up to the dawn of a new age of financial service solutions which bring new and powerful financial tools right into the palm of your hand using brand new Financial Technology solutions, or “FINTech”.

This industry is extremely disruptive, with massive potential for both positive and negative consequences, resulting in this sector being one of the most regulated in South Africa.

With great power comes great responsibility – when you offer FINTech services in South Africa, you will be subject to an abundance of laws and regulations governing everything that you do in this sector, to ensure that your users’ money is safe at all times, and being used as it should be.

Legalese understands this legal minefield in the South African FINTech sector and offers a FINTech Full-Service Offering package where we assist you, from start to finish, in ensuring that your FINTech offering is operating lawfully in South Africa.

Whether you’re offering payment providers solutions, building a digital wallet app or want to launch a new savings or investment platform in South Africa using FINTech, we know the intricate FINTech laws, the applicable technologies and your savvy customers.

We can analyse applicable laws with you, educate you about those laws, draft all of the required customer and investor agreements and terms needed, confirming the legal status of the FINTech service you’re providing, and even engage with regulators on your behalf.

Get the FINTech Full-Service Offering assistance you need in this dynamic, powerful and prescriptive industry, where any unlawful operation can lead to extreme sanctions.

What can we offer you?



We analyse your whole operation to detail all of the legal regimes applicable to these highly regulated services in SA, creating a clear and predictable path of compliance for your FINTech service.



We can draft the full range of Terms and Conditions applicable to the provision of your FINTech services, whether for your users, API partners or investors.



We can assist you in identifying and engaging with the correct FINTech-focused regulator governing your particular service; from SARB to PASA and everyone in between! This is to ensure that you have their approvals / confirmations to commence with your FINTech services as envisaged, and lawfully.



We provide you with the most up to date understanding of the current FINTech-relevant laws in SA, which is especially vital when same laws change so much and have such importance for your lawful FINTech operations.

Price list



Combined Website Policy (POPI Standard)

R8 500.00

Combined Website Policy (GDPR Standard)

R9 200.00

Stand-Alone Privacy Policy (POPI Standard)

R3 800.00

Stand-Alone Privacy Policy (GDPR Standard)

R4 500.00

Legal Regime Mapping

R950.00 / hr

Research & Note on FINTech Service / Product Regulation

R6 000.00

excl. VAT

Contact Us

190A Buitengracht St
Bo Kaap
Cape Town
3rd Floor, 2 Merchant Place 
Cnr Fredman Dr & Rivonia Rd